ABOUT ME
Kelly Zheng 郑文华小姐
As a single mom of four, I understand the importance of building a stable future. My journey led me through financial struggles, ultimately guiding me to the financial industry.
作为一位单身母亲，养大四个孩子，我深知建立稳定财务的重要性。因此我曾经历财务困难，最终引导我进入金融理财行业。
In 2016, I took a leap of faith and opened my own office, becoming a Senior Marketing Director and achieving a six-figure income part-time. I'm passionate about empowering families to secure their financial futures.
2016年，我勇敢地开设了自己的办公室，成为了一名高级市场总监，并在兼职的情况下实现了六位数的收入。我热衷于帮助家庭保障他们的财务未来。
Outside of work, I cherish adventures with my children, creating lasting memories together. I believe that with determination and hard work, anyone can achieve their dreams.
在工作之外，我珍惜与孩子们一起冒险的时光，共同创造美好的回忆。我相信，只要有决心和努力，任何人都能实现自己的梦想。
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Are you looking for an exciting opportunity to grow, collaborate, and make a real impact? We’re on the lookout for passionate individuals who are ready to bring their unique skills to our innovative team!
您是否在寻找一个激动人心的机会，以便成长、合作并真正产生影响？我们正在寻找热情的人才，准备将他们独特的技能带入我们创新的团队！
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses. 没有人会计划生病或受伤，但大多数人都会在某个时刻需要医疗护理。健康保险可以覆盖这些费用，保护您免受高额开支的影响。
IUL is a permanent life insurance policy that combines a death benefit with a cash value tied to stock market index performance. It offers growth potential with downside protection, plus flexible premiums and adjustable benefits. Ideal for those seeking both insurance and long-term savings.
IUL 是一种将身故赔偿与现金价值挂钩市场指数表现的终身寿险。它提供增长潜力和下行保护，同时具备灵活的保费和可调整的保障。适合希望兼顾保障和长期储蓄的人群
Long-Term Care (LTC) provides services to assist individuals with daily activities over an extended period due to chronic illness, disability, or aging. It includes help with tasks like bathing and dressing, available in nursing homes, assisted living facilities, or through home health care.
长期护理 (LTC) 提供服务，以帮助因慢性疾病、残疾或老龄化而需要在较长时间内协助日常活动的个人。它包括如洗澡和穿衣等日常事务的帮助，可在养老院、辅助生活设施或通过家庭护理提供
Annuities are financial products that provide regular payments, typically for retirement income. They can be funded with a lump sum or periodic contributions and include fixed, variable, and indexed types. Annuities offer tax-deferred growth and may guarantee income for a specified period or for life.
年金是一种金融产品，提供定期支付，通常用于退休收入。它可以通过一次性付款或定期缴款来资助，包括固定型、变动型和指数型等类型。年金提供递延税增长，并可能保证在特定时间段或终身内的收入
We are here to help you Save Money, Save Taxes, Make Extra Income, Life Time Income and Acheive Financial Freedom. 我们在这里帮助您节省开支、节省税款、赚取而外收入，获得终身收入和财务自由的梦想。
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch. 我们的使命是超越客户的期望，通过提供专业建议、教育和增值服务，以个性化的方式确保客户的未来。
What Our Customers Are Saying 我们客户的反馈
Kelly 帮助我实现退休计划，帮助我从 401k 转到一个年金 以后退休时，每年能获得超过$2万终生收入.
Kelly helped me rolled over my 401k into an Annuity to achieve Lifetime Income.
Philadelphia, PA
只要一个月 $300 帮助我小孩建立一个教育计划，当我小孩读大学时，我可以从里面取出 $3万，可以取 4 年来帮助我小孩付学费，非常感谢 Kelly
Philadelphia, PA
Kelly 帮助我设计一个适合我家庭人寿保险让我加入小孩有个保障，万一我无法工作或有什么意外我的家人不会为钱而忧心。
Philadelphia, PA
Very knowledgeable and was a great help to me as I recently had to navigate the Medicare Advantageprocess. He made it effortless less for me and I’m truly grateful for his expertise and excellent customer service.
Philadelphia, PA
WE ARE HERE FOR YOU