Are you financially prepared for a Critical Illness?

Unfortunately, most are not. Too many people discover that after a critical illness diagnosis their primary health insurance is inadequate, resulting in a large financial burden directly on your shoulders. 

您是否为重大疾病做好财务准备？

不幸的是，大多数人并没有。许多人在被诊断为重大疾病后才发现，自己的主要健康保险不够充分，导致巨大的经济负担直接落在自己身上

The main objective of Critical Illness insurance is to reduce financial stress.        These policies pay cash benefits upon the diagnoses of a covered condition. This money can be used for anything. Whether it’s to pay for out-of-network medical costs, experimental treatment not covered by conventional health insurance or to pay your mortgage - you decide how to use the money, not the insurance company.

重大疾病保险的主要目标

重大疾病保险的主要目标是减轻财务压力。这些保单在被诊断出覆盖疾病后支付现金赔付。这笔钱可以用于任何用途。无论是支付网络外的医疗费用、传统健康保险不覆盖的实验性治疗，还是偿还抵押贷款——您可以自行决定如何使用这笔钱，而不是由保险公司来决定

Beyond the most commonly occurring critical illness such as Cancer, Heart Attack and Strokes, today’s typical plans cover a broad range of critical illnesses such as: 

覆盖的疾病范围

除了常见的重大疾病（如癌症、心脏病发作和中风）之外，现代典型计划还涵盖多种重大疾病，包括：

• Alzheimer’s Disease
• 阿尔茨海默病
• Heart Attack
• 心脏病发作
• Kidney Failure
• 肾衰竭
• Blindness
• 失明
• Cancer
• 癌症
• Major Organ Transplant
• 重大器官移植
• Stroke
• 中风
• HIV/AIDs
• 艾滋病
• Coma
• 昏迷
• Paralysis
• 瘫痪
• Parkinson’s Disease
• 帕金森病
• Brain Tumor
• 脑肿瘤
• Coronary Artery Bypass
• 冠状动脉旁路手术

While we don’t consider Critical Illness insurance a replacement for your health insurance, it is an important supplemental benefit that can provide much needed financial relief and financial flexibility. 

虽然我们不认为重大疾病保险可以替代您的健康保险，但它是一个重要的补充保障，可以提供急需的财务支持和灵活性

To learn more about Critical Illness insurance, give us a call today.

联系我们了解更多信息

如果您想了解更多关于重大疾病保险的信息，请立即与我们联系。我们很乐意为您提供帮助！